With a single card, it's not an understatement to say that Caecilia Chu has helped revolutionise the payments landscape in Southeast Asia.

Published 2020-03-06 11:55:06

Caecilia Chu hurried into the Hive co-studio looking slightly flustered. She was half an hour late for our 9am interview, and was clearly breathless.

She had just climbed up six flights of stairs because the lifts were temporarily down. In between big breaths, she profusely apologised for her lateness, complete with a 30-degree bow.

The interview was initially scheduled at 10am, but she had requested to start an hour earlier so she felt that her tardiness was inexcusable. After a relentless exchange of “I’m so sorry” and “it’s okay, don’t worry about it”, we finally started the interview proper.

Caecilia is the co-founder and CEO of YouTrip, a homegrown fintech startup that is dedicated to simplifying overseas spending for travelers.

Their star (and only) product is a multi-currency mobile wallet with a prepaid Mastercard, which allows users to pay with no fees in over 150 currencies at wholesale exchange rates.


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